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Car/motorcycle insurance: In addition to the basic compulsory insurance for damages and accidents, remember to take out insurance that also includes: vandalism, including thefts from the passenger compartment (which includes the value of any stolen or damaged objects inside).
Hail and atmospheric agents, because we all know how much body shops cost...
Theft and fire (which reimburses the damage caused by any electrical appliances present or installed inside that could catch fire, destroying your car and those parked nearby, in the event of a short circuit or explosions of batteries such as lithium ones.
If you also consider making an extension that also includes damage due to natural disasters, floods, etc., it would be better, especially if you live in or frequent risk areas.
Home insurance: If you enjoy hobbies or do restoration work in your home, often remember to take out insurance that covers damage to people and/or things, if for example: You get hurt because you slip, look for a insurance that offers you a daily allowance for every day you have to stay in bed while also missing days of work.
If your cat breaks something, such as a valuable vase, your insurance should cover the value of the vase as well! Insure your home also against short circuits and lightning as well as fires.
Life insurance: Life insurance must include compensation in the event of the individual's death, but you should also take out if you or your family members become seriously ill. So that, if a misfortune were to happen, you can cope with those conditions and have greater economic serenity for that condition.
Insure medical expenses for interventions: If it is not included in life insurance policies, take out insurance that includes medical expenses such as: teeth, plaster application on fractures, bandages, burns, whiplash collars (the latter if it is not covered by insurance of the car).
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